How much should I contribute?
What’s the tax position on a pension?
How is my pension money invested?
What happens to my pension if I die?
When should I start paying?
Whats a SIPP?
How much does my employer pay in?
How can I access my pension?
These are just some of the regular question our advisers deal with on a daily basis.
The golden rule for most people is to start your retirement plans early and not to rely on the State alone. Modern pensions benefit from some significant tax breaks. You can even contribute to your pension if you are not working!
There are limits to how much you can save into a pension over the course of a year and during your lifetime.
Pension legislation is continually being reviewed by the government and a Milecross Financial Adviser will help you to ensure you have the latest information.
Our qualified pension advisers are here to help and advise clients on stakeholder pensions, group personal pensions, and SIPPs.
Most people make the mistake of never reviewing their pension. As part of our pension review service we’ll take time to review your existing pension plans to ensure they are up to date and continue to meet your needs.
We also help you plan for retirement by bringing clarity to what your options are and how best to take them. That’s why we’re here! We can help you sort out the financial stuff to provide you with the resources to spend your retirement free from money worries, so you can concentrate on enjoying your later years.
The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.